By accessing this site or by otherwise accessing any content, software, products or services available through it you are deemed to have entered into an agreement with anniversarygiftsmen.com and to have agreed to be bound by the Terms set out below.
1. Intellectual Property Protection
The term "Intellectual Property Rights" means, copyrights, database
rights, trade marks, trade names, domain names, rights in logos,
get-up and content, inventions, trade secrets and know-how, patents,
all rights of whatever nature in computer software and data, all
rights of privacy and all intangible rights and privileges of a
nature similar to any of the above, in every case in any part of the
world and whether or not registered; and including all granted or
pending registrations, and all rights to make applications for
registration in respect of any of the same.
All Intellectual Property Rights in the content and design of the sites and any material emailed to you or otherwise supplied to you in conjunction with our online products are the property of anniversarygiftsmen.com. You may not use or reproduce any anniversarygiftsmen.com Intellectual Property, including any trademarks, registered or unregistered, for any reason without written permission from anniversarygiftsmen.com.
The software, which operates the sites is proprietary software and you may not use it except as expressly allowed under these Terms. You may not copy, reverse engineer, modify or otherwise deal with the software.
2. Use of anniversarygiftsmen.com content
You may retrieve and display anniversarygiftsmen.com content on
a computer screen or mobile telephone, print individual pages on
paper (but not photocopy them) and store such pages in electronic
form for your personal, non-commercial use. If you do download
material from the site all copyright and other notices must be kept
intact.
Except as expressly set out above, you may not reproduce, modify or in any way commercially exploit any of the content of the sites. In particular, you may not do any of the following without prior written permission. No parts of any anniversarygiftsmen.com publication or sites may be reproduced, stored in or introduced into any retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise without the prior written permission of the copyright owners. You may not reverse engineer, modify, decompile, disassemble or translate the content (whether for the purpose of error correction or otherwise). You may not display the content on a public bulletin board, ftp site, website, chat room or by any other unauthorized means. Written materials provided in printed or electronic form may not be modified, adapted, translated, or used to create derivative works without the prior written consent of anniversarygiftsmen.com.
Any use of anniversarygiftsmen.com content not specifically permitted above is expressly prohibited.
3. Licence Fee, Payment, and Transactions
Access to certain anniversarygiftsmen.com content may be
subject to a fee or subscription. All payments (including applicable
taxes) must be made in advance in a currency specified by
anniversarygiftsmen.com. You are responsible for the payment of all
charges associated with the use of the sites using your Username,
Password or ID.
There may be from time to time opportunities to use the sites to purchase products or services from third party suppliers. In that event, your contract for such products will be with the third party provider and not with anniversarygiftsmen.com.
4. Terms and Termination
anniversarygiftsmen.com may, at its discretion, terminate or suspend
individual or group access to all or part of the sites (including
any right to access and use anniversarygiftsmen.com content) with or
without cause by delivering notice to you. The rights of termination
are in addition to all other rights or remedies of
anniversarygiftsmen.com provided in these Terms or by law.
5. Changes to the site
anniversarygiftsmen.com reserves the right, in its
discretion, to suspend, change, modify, add or remove portions of
anniversarygiftsmen.com content available on the sites at any time and
to restrict the use and accessibility of the sites.
6. Registration, Passwords and Responsibilities
Some parts of the site may require registration. You are
solely responsible for the confidentiality and use of and access to
the anniversarygiftsmen.com content and sites using your username,
password or ID. You agree to immediately notify
anniversarygiftsmen.com if you become aware of any loss or theft of
any username, password or ID or any unauthorised use of a username,
password, ID, or any other login details. anniversarygiftsmen.com
reserves the right to monitor and record activity on the sites,
including access to anniversarygiftsmen.com content.
7. Privacy Policy
anniversarygiftsmen.com maintains a high level of privacy and
security for your details. We do not share data with third
party organisations.
Cookies
This sites use cookies - A cookie is a piece of data stored on the
user's hard drive containing information about the user. Usage of
cookies is for the convenience of visitors. For instance, by setting
a cookie on our site, the user would not have to log in a password
more than once, thereby saving time while on our site. If a user
rejects the cookie, they may still use our site. Cookies can also
enable us to track and target the interests of our users in order to
enhance the experience on our site. Some of our business partners
use cookies on our site (for example, advertisers). However, we have
no access to, or control over, these cookies.
8. No Warranty, Disclaimer of Liability and Indemnity
Whilst every effort has been made to ensure the high
quality and accuracy of the sites, anniversarygiftsmen.com makes no
warranty, express or implied concerning the content of the sites,
which is provided "as is". anniversarygiftsmen.com expressly
disclaims all warranties, including but not limited to warranties of
fitness for a particular purpose and warranties of satisfactory
quality. In no event will anniversarygiftsmen.com, its affiliates or
other suppliers be liable for direct, special, incidental, or
consequential damages (including, without limitation, damages for
loss of business profits, business interruption, loss of business
information or other pecuniary loss) arising directly or indirectly
from the use of (or failure to use) or reliance on the content, even
if anniversarygiftsmen.com has been advised of the possibility that
such damages may arise. anniversarygiftsmen.com does not guarantee
the accuracy or timeliness of the content appearing on the sites, or
that the sites or related systems are free from viruses or other
contaminating or destructive properties. In the event that
anniversarygiftsmen.com incurs any liability whatsoever, the aggregate
liability shall not exceed the amount that you originally paid for
the service. Except in respect of fraudulent misrepresentation, this
Agreement together with any order form and payment method
instructions set forth the entire agreement and understanding of the
parties relating to the subject matter herein. Any prior written or
verbal agreements are superseded by this Agreement.
This site should not be taken as
providing advice on any financial or other service. Our service is
simply the provision of general information and links from this site
which are given for the convenience of the user. Each person should
satisfy themself as to the accuracy of information and the
legitimacy of any site to which we link. We are not mortgage
brokers, advisers, intermediaries or brokers of any kind. We are not
your agents in any respect.
Links leading directly or indirectly to other companies are provided
as a service which is incidental to our main business activity.
Links are there merely to facilitate communication. Persons should
rely solely on the content as displayed on the web site where they
arrive after leaving our web site. Nothing on our web site shall be
regarded as guaranteeing, verifying or endorsing any level of cover,
term, condition suitability, or any aspect of the site or services
provided on any other web site or by any other company. We do try to
be as factual as possible on our own web site but things may change
with or without our knowledge and you are advised to make your own
checks of suitability, terms, conditions, cover or exclusions that
may be imposed by other site owners.
Services linked to from our site are wholly provided by other
companies.
We do not endorse or recommend or offer any opinion about any site.
We do not rank, rate or recommend any particular external site or
company and no inferences of this nature should be drawn from, say,
the placement of a link on a page or within a list. Links are simply
displayed for the convenience of our site design techniques or
possibly because placement is beyond our control. Some links are
supplied by external companies e.g. Google and these listed links
are sourced from an independent Pay-Per-Click search engine. Sites
at the top of the list pay for each click to their web site and it
is the amount that they are prepared to pay per click which
determines their site's placement on a list. This does not mean that
they are any better than any other site or company. They are merely
willing to pay more for their position on a list. We may display
other links to other sites that cannot be placed into the same list
as those that come from Google. In those cases, you may find those
links placed in a different position on our web pages. Therefore, if
you find a site for a company at the top of a list, high up on a
list, or on its own, or somehow separate from other links on the
page you should not regard the choice of placement as significant so
far as recommendations or suitability or relevance are concerned. We
simply refrain from making any comment or recommendation regarding
any other company or web site.
Where we use the word "independent" or "external" it is to clarify
that companies or web sites are independent of ourselves. We have no
control over, or responsibility for, the sites and pages you may
access on clicking links that lead away from our web site, or where
subsequent links may take you. We do not advise you and are not
authorised to give you any advice on the subject of which company is
the best, which cover is right for you or what cover you do, or do
not, need. You must take responsibility for deciding which product
to purchase, if any.
We are not authorised to assist you in any way related to the
purchase of goods, services, arranging of your service, whether
financial or non-financial. You must take full responsibility for
arranging your own service. No statement on our site should be taken
as constituting advice. Any opinions expressed within the site are
merely the opinions of the owners and you should not rely on those
opinions but make your own checks and judgments yourself.
We do not guarantee any other company in any way. You should check
the sites to which we link for their own terms and conditions. You
may wish to consult your own financial adviser in advance of
purchasing any goods or services provided by the sites linked from
this site. The value of investments can rise or fall. Any loan or
other borrowing that you arrange will be accompanied by warnings
that should be located at the web site of the lenders or their
agents. This will include but is not limited to the warning that,
for example, your home is at risk of you do not keep up the payments
on a loan or mortgage secured on the property in question.
Additional warnings may be encountered for any service and the
company providing the service to you should supply you with
warnings, key facts, terms, conditions, and full particulars of any
product that you may be considering. We do not accept any
responsibility or liabilities for decisions you may take based on
the information we provide whether directly or indirectly, nor for
information provided on sites to which we offer links.
We do not sell any insurance or financial service product ourselves.
No information on our site shall be taken as forming part of any
contract for services that you may obtain from another company.
Persons should take time to check the credentials of the site owners
to which they may be referred depending on their country. UK
insurance providers are usually regulated by duly authorised bodies
such as the Financial Services Authority (FSA). We are not
authorised or regulated by the FSA. We do not give advice, we do not
offer assistance in the arranging of insurance nor do we recommend
any company. The links that we provide are incidental to our main
business activities and are provided merely to permit you to
communicate with site owners who may offer services that you seek.
Do check the status of any company from whom you may arrange a
mortgage, insurance or other financial services. Their web sites
should contain details of their regulation and authorisation status.
We do not guarantee any other company in any way. We do not
guarantee that all companies to whom you may be taken are regulated
and/or correctly authorised notwithstanding any statements on our
site. We would have no way of knowing whether companies accessible
from our site are fully compliant with all rules and regulations of
the FSA or other regulatory body nor whether their memberships are
up to date and their business practices are fully approved. Please
make your own enquiries to verify any other web site's or company's
standing. The presence of a listing, link or other mention of any
other company on our site should not be taken as confirmation that
the company is correctly authorised by law to offer services.
If you decide to arrange a mortgage or any other service you should
be sure to read all terms and conditions on the site of the
providers. The terms and conditions on the providers' sites will
supercede all information that you may read on our web site. Our
site does not guarantee that any particular aspect of cover or
service is provided as standard, as an extra, or at all even though
there may be mention of what level of cover can possibly be
arranged. If you require a particular level of cover or service then
you should check at the web site of the provider that this is
provided including whether such service is only available at an
extra cost or only available to a limited extent.
Any healthcare information displayed or linked from this site is
provided by third parties. Visitors should take their own medical
advice before relying on any advice provided by the contributors.
Licence is not granted for any person to use the information we
provide in any commercial or non-commercial manner whether that
person obtains any money or other consideration for the
dissemination of such information or not.
The owners of this site accept no responsibility for any healthcare
information or advice displayed, or linked to, or for any service,
information or advice whatsoever.
9. Force Majeure
anniversarygiftsmen.com, its affiliates and its information
providers will not be liable or deemed to be in default for any
delay or failure in performance or interruption of the delivery of
anniversarygiftsmen.com content resulting directly or indirectly from
any cause or circumstance beyond its or their reasonable control,
including but not limited to failure of electronic or mechanical
equipment or communication lines, telephone or other interconnect
problems, computer viruses, unauthorised access, theft, operator
errors, severe weather, earthquakes or natural disasters, strikes or
other labour problems, wars, or governmental restrictions.
10. Links To Third Party Websites
The sites may contain links and pointers to Internet sites
maintained by third parties. anniversarygiftsmen.com does not
operate or control in any respect any information, products or
services on such third party sites. Links are provided solely for
your convenience, and do not constitute any endorsement by
anniversarygiftsmen.com and/or
its suppliers. You assume sole responsibility for use of third party
links and pointers.
11. Miscellaneous
Changes to these Terms
anniversarygiftsmen.com may, at its discretion, change these Terms
(including those relating to your use of the sites and/or the
anniversarygiftsmen.com content). When the Terms are changed,
anniversarygiftsmen.com will either attempt to notify you by email or by
publishing details of those changes by including them in these
Terms.
Advertising and Third Party content
Parts of the sites may contain advertising or other third party
content. Advertisers and other content providers are responsible for
ensuring that material submitted for inclusion on the sites complies
with international and national law. anniversarygiftsmen.com is not
responsible for any third party content or error, omission or
inaccuracy in any advertising material.
Invalid Provision
If any provision of this agreement is held to be invalid by a court
of competent jurisdiction, anniversarygiftsmen.com shall amend the
invalid provision in such reasonable manner as achieves the
intention of the parties without illegality, or at
anniversarygiftsmen.com's discretion such provision may be severed from
this agreement and the remaining provisions shall nevertheless
remain in full force and effect. Any cause of action of yours with
respect to these Terms must be filed in a court of competent
jurisdiction in England and Wales.
12. Governing Law and Jurisdiction
These Terms shall be governed by, and construed in accordance with, English law. The parties irrevocably agree that the courts of England shall have exclusive jurisdiction to settle any dispute, which may arise out of, under, or in connection with these Terms or the legal relationship established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts.